The Social Security program has been around for 88 years, but many experts believe it will run out of funds in the next 10 years. While Congress is working on solutions, you need to look at what's best for you. For many retirees, Social Security makes up about 30 percent of their income. Many are starting to dip into those funds at 62. But if you can hold out until the full retirement age of 67, then you'll get more money. Unfortunately, not everyone can wait. Life can throw some curve balls at us as we get older, with job loss, health issues or any other unplanned major expenses. Lately, simply the cost of living has gone up unexpectedly. MORE: https://www.wtsp.com/article/money/tampa-bay-social-security-retirement-planning/67-7c01a5c5-e160-4686-ac34-780f84221932 ►Subscribe: https://on.wtsp.com/youtube ►Website: https://www.wtsp.com/ ►Facebook: https://facebook.com/10TampaBay ►Twitter: https://twitter.com/10TampaBay