The saying goes, "You don't get what you don't ask for," and the same rule applies if you want a lower credit card interest rate. Matt Schulz, with LendingTree, said their survey found 83% of people who asked for a lower interest rate on one of their credit cards in the past year got a break. "The average reduction was about six and a half points. That's a really big deal," Schulz said. MORE: https://www.wthr.com/article/money/whats-the-deal/simple-move-could-save-you-hundreds-on-credit-card-interest-whats-the-deal-debt-reduce-payment-drop-rates/531-f900f0e4-90b2-4a56-b9ca-beb7a5c302e3